1180 West Olive Avenue, Suite G, Merced, California 95348, United States
Mortgage Loan Officer NMLS ID# 1611459
Need help with your mortgage process? I've got you covered!
Services
About Me
I am a Central Valley native, born and raised in Fresno. I enjoy working with every type of borrower. Given the fierce competitive market here, my success demanded I set myself apart from the competition. In doing that, I cultivated a sales strategy that would add value to both my Realtor partners as well my home buyers. I have learned how to navigate even the most challenging of markets. The Central Valley envelopes a wide range of demographics thus constantly challenging my professional knowledge. While money is still very affordable today, I make an effort to compile a detailed financial overview for every borrower ensuring I have explained to them what their most viable options are for home loans. Creating a client relationship is vital to a successful transaction, as buying a home is one of, if not the largest financial investments an individual will make.
As a PRMI lending professional, I am knowledgeable with a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, I can help you!
I am a trained senior loan officer with a series 65 and 67 license. My expertise is on FHA, VA, Conventional, Jumbo, and Construction Loans. We offer 203k Renovation Lending and Home Style Reno loans, programs particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan. I value your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.
Please contact me today if you'd like more information about our special loan programs. I look forward to working with you!
Home Purchases & Refinances
Is your cart before the horse? In today’s competitive housing market Buyers need to start with a loan pre-qualification before making offers to buy a house.
As the housing marketing begins its recovery, now is a great time to take advantage of low rates and flexible loan programs at PRMI. Getting a mortgage is more than just rates; it’s about developing a plan for one of the biggest investments that you will make in your life.
Davita is specially trained to match your unique credit, income and asset qualifications to the best program available to you. With the improving economy, PRMI is on the forefront of delivering the widest array of purchase money home loans. As a direct lender of FHA, VA, USDA, Conventional and Jumbo loans, we can prepare a loan pre-qualification that will show Sellers you are qualified to buy their house!
What are the benefits of borrowing over renting?
- Tax Benefits
- The interest paid on your mortgage – which is the majority of your payment for the first few years – is tax deductible. That means more money for your family, more money to take that extra vacation, and more money for that romantic evening out.
- Freedom to customize your home to fit your personality.
- Buying a home allows you the freedom to add, subtract, or customize your home to better fit you and your family. Also, as you upgrade your home, it’s value will increase and your equity will grow.
- Stop paying someone else’s mortgage. Many believe the best way to build wealth is through home ownership. Better yet, you won’t have to worry about moving every time your lease is up.
Contact Davita today to set up the right plan for you.
Loan Products & Programs
Davita will show you diverse and current options for a purchase home loan or refinance, including:
- 15 and 30 Year Fixed Rates
- Conventional loans with as little as 3% down
- Adjustable Rate Mortgage with low introductory rates
- 100% Financing through USDA and VA
- FHA with Down Payment Assistance
- FHA Loans
- VA Loans